|
國立中山大學 108學年度第1學期 課程教學大綱
National Sun Yat-sen University 108Academic year1st Semester Course syllabus
|
中文名稱
Course name(Chinese) |
個人理財規劃 |
課號
Course Code |
FM414 |
英文名稱
Course name(English) |
PERSONAL FINANCIAL PLANNING |
課程類別
Type of the course |
講授類 | 必選修
Required/Selected | 選修 |
系所
Dept./faculty |
財務管理學系 |
授課教師
Instructor |
洪志興
|
學分
Credit |
3 |
|
因應嚴重特殊傳染性肺炎(武漢肺炎)，倘若後續需實施遠距授課，授課方式調整如下： |
|
|
|
因應嚴重特殊傳染性肺炎(武漢肺炎)，倘若後續需實施遠距授課，評分方式調整如下： |
| |
尚未建立傳染性肺炎(武漢肺炎)課程評分方式﹝評分標準及比例﹞
|
|
|
課程大綱 Course syllabus |
|
|
|
課程目標 Objectives |
| |
1.讓學生具有基礎的理財規劃能力
This subject explores all major personal financial planning issues that individual and families encounter.
2.討論人生不同階段的財務規劃，對未來人生路上將面臨的財務問題能有所準備
Discuss financial planning at different stages of life and prepare for future financial problems in the life
3.投資規劃上，了解資產配置的重要性並對目前台灣可交易的金融產品有基本的認識
In the investment planning, to provide students with the analytical skills and techniques required to effectively
manage institutional and individual portfolios of Taiwan investment products.
4.實作部分，讓學生分組學習做一份完善的個人理財規劃書。
To developing and presenting the financial plan.
|
|
|
授課方式 Teaching methods |
| |
課堂以講授、問題與個案討論為主
Lecture，Case studies，Student report
|
|
|
評分方式﹝評分標準及比例﹞Evaluation (Criteria and ratio)等第制單科成績對照表 letter grading reference
|
| |
1.課堂參與Class participation：15%
2.作業Homework：30%
3.期中報告Midterm report：25%
4.期末報告Final report：30%
|
|
|
參考書/教科書/閱讀文獻 Reference book/ textbook/ documents
〔請遵守智慧財產權觀念，不可非法影印。教師所提供之教材供學生本人自修學習使用,不得散播及做為商業用途〕
No copies for intellectual property rights. Textbooks provided by the instructor used only for self-study, can not broadcast or commercial use
|
| |
| 序號 | 作者 | 書名 | 出版社 | 出版年 | 出版地 | ISBN# | No. | Auther | Title | Publisher | Year of
publish | Publisher
place | ISBN# | | 1 | 鄭義 | 財富管理理論與實務(投資組合) | 新陸書局 | 2014 | 台北 | 978-986-7260-87-1 | | 2 | 何文榮 | 投資管理：證券分析理論與實務 | 新陸書局 | 2016 | 台北 | 978-986-5761-76-9 | | 3 | 台灣金融研訓院編輯委員會編 | 理財實務 | 台灣金融研訓院 | 2015 | 台北 | 978-986-5943-55-4 | | 4 | 台灣金融研訓院編輯委員會編 | 理財工具 | 台灣金融研訓院 | 2015 | 台北 | 9778-986-5943-54-7 | | 5 | 齊克用 | 個人理財一本通 | | 2014 | 台北 | 978-986-5943-52-3 | | 6 | 林容竹、屈立楷、林澍典、梁亦鴻 | 財富管理：基礎入門與案例實作 | 新陸文化 | 2015 | 台北 | 978-986-5761-35-6 | | 7 | 陳登源、柯輝芳、黃聖棠 | 個人理財 二版 | 雙葉書廊有限公司 | 2019 | 台北 | |
|
|
|
彈性暨自主學習規劃 Alternative learning periods
|
|
|
每週課程內容及預計進度 Weekly scheduled progress |
| |
| 週次 | 日期 | 授課內容及主題 | | Week | Date | Content and topic | | 1 | 2019/09/09~2019/09/15 | 課程規劃與要求(Course description) | | 2 | 2019/09/16~2019/09/22 | 理財規劃概論(Basic financial Planning) | | 3 | 2019/09/23~2019/09/29 | 家庭收支與資產負債表分析(the balance sheet and the income and expenditures statement) | | 4 | 2019/09/30~2019/10/06 | 貨幣時間價值(Money time value) | | 5 | 2019/10/07~2019/10/13 | 生命週期與投資風險(Investment risk management) | | 6 | 2019/10/14~2019/10/20 | 終身財富總需求分析(The wealth needs of total lifetime analysis) | | 7 | 2019/10/21~2019/10/27 | 財產保險理財需求分析與保險理財需求分析(Property insurance and basic life insurance concepts and needs analysis) | | 8 | 2019/10/28~2019/11/03 | 投資規劃-資產配置概念1(Investment Planning- Asset allocation concept 1) | | 9 | 2019/11/04~2019/11/10 | 投資規劃-資產配置概念2(Investment Planning- Asset allocation concept 2) | | 10 | 2019/11/11~2019/11/17 | 投資規劃-資產配置之投資策略1(Investment Planning- Asset allocation investment strategy 1) | | 11 | 2019/11/18~2019/11/24 | 投資規劃-資產配置之投資策略2(Investment Planning- Asset allocation investment strategy 2) | | 12 | 2019/11/25~2019/12/01 | 期中報告Midterm report | | 13 | 2019/12/02~2019/12/08 | 遺產稅與贈與稅(taxation and compliance on estate and gift tax) | | 14 | 2019/12/09~2019/12/15 | 房屋稅與地價稅及土地增值稅(House and land tax and land value added tax) | | 15 | 2019/12/16~2019/12/22 | 退休金規劃(Retirement planning analysis) | | 16 | 2019/12/23~2019/12/29 | ETF認識與探討(ETF recognition and discussion) | | 17 | 2019/12/30~2020/01/05 | 期末報告(Final Report) | | 18 | 2020/01/06~2020/01/12 | 期末報告與個案討論與回饋(Final Report and Discussion) |
|
|
|
課業討論時間 Office hours |
| |
時段1 Time period 1:
時間 Time：依規定免登
地點 Office/Laboratory：依規定免登
時段2 Time period 2：
時間 Time：依規定免登
地點 Office/Laboratory：依規定免登
|
|
|
系所學生專業能力/全校學生基本素養與核心能力 basic disciplines and core capabilitics of the dcpartment and the university |
| |
系所學生專業能力/全校學生基本素養與核心能力
basic disciplines and core capabilities of the department and the university | 課堂活動與評量方式
Class activities and evaluation | | 本課程欲培養之能力與素養 This course enables students to achieve. | 紙筆考試或測驗 Test. | 課堂討論︵含個案討論︶ Group discussion (case analysis). | 個人書面報告、作業、作品、實驗 Indivisual paper report/ assignment/ work or experiment. | 群組書面報告、作業、作品、實驗 Group paper report/ assignment/ work or experiment. | 個人口頭報告 Indivisual oral presentation. | 群組口頭報告 Group oral presentation. | 課程規劃之校外參訪及實習 Off-campus visit and intership. | 證照/檢定 License. | 參與課程規劃之校內外活動及競賽 Participate in off-campus/ on-campus activities and competitions. | 課外閱讀 Outside reading. | | ※系所學生專業能力 Basic disciplines and core capabilities of the department | |
| 1.財務倫理之能力與社會責任實踐 1. Financial ethics ability. | | | | | | | | | | | | | 2.國際觀之能力 2. Global perspective. | | | | | | | | | | | | | 3.解決財務問題之能力 3. Problem solving ability in Finance. | V | | V | V | V | V | V | | | | | | 4.溝通之能力 4. Communication skill. | V | | | V | V | V | V | | | | | | 5.財務管理專業知識之能力 5. Expertise in Financial management. | V | | | V | V | | | | | | | | ※全校學生基本素養與核心能力 Basic disciplines and core capabilities of the university | |
| 1.表達與溝通能力。 1. Articulation and communication skills | V | | | V | V | V | V | | | | | | 2.探究與批判思考能力。 2. Inquisitive and critical thinking abilities | V | | V | V | V | V | V | | | | | | 3.終身學習能力。 3. Lifelong learning | | | | | | | | | | | | | 4.倫理與社會責任。 4. Ethnics and social responsibility | | | | | | | | | | | | | 5.美感品味。 5. Aesthetic appreciation | | | | | | | | | | | | | 6.創造力。 6. Creativity | | | | | | | | | | | | | 7.全球視野。 7. Global perspective | | | | | | | | | | | | | 8.合作與領導能力。 8. Team work and leadership | V | | | | V | | V | | | | | | 9.山海胸襟與自然情懷。 9. Broad-mindedness and the embrace of nature | | | | | | | | | | | |
|
|
|
本課程與SDGs相關項目：The course relates to SDGs items: |
|
|
|
本課程校外實習資訊: This course is relevant to internship: |
|
|